101Investing Broker Review

Forexindicators does not recommend 101Investing. To see our recommended brokers click here.
No – bonuses are not permitted under CySEC regulations.
Minimum Deposit
Starting from 0.7
US Traders
MetaTrader 4 (MT4) Desktop, MT4 WebTrader, 101Investing Mobile App

See the full review for 101investing below but if you want to learn why our analysts rate FXTM the best broker right now, Click Here!


Expert’s Viewpoint

Our experts agree that 101Investing is a reputable online CFD broker and it is generally considered safe to trade with it. The broker is based in Limassol, Cyprus and is fully licensed and regulated by the relevant authority for that jurisdiction, the Cyprus Securities and Exchange Commission (CySEC). Our experts could find no outstanding complaints against 101Investing. The broker is not listed as a ‘broker to avoid’, either by the Broker Complaint Registry or ForexFraud.com. It should be noted that ForexFraud.com does not yet list 101Investing on its list of safe brokers, but this is a relatively new broker, so it is understandable that it has not yet been assessed and reviewed by the site. Industry sites that have chosen to review 101Investing have generally been positive about the broker’s features and benefits. The 101Investing website displays all required legal documentation, including important policies, disclosures and risk warnings. This information is easy to find and clearly laid out. Simply click on ‘Legal Documents’ in the top bar menu. You will find a range of information there, including their terms and conditions, privacy policy and complaints handling procedures.

101Investing also publishes a comprehensive safety of funds document that lays out how clients’ funds are handled and stored. The company is committed to protecting the privacy, funds and assets of its clients. All client funds are stored in segregated accounts, in first-class, trusted global banking institutions, and are kept separate from the broker’s own operating funds, which is a practice that aims to fully protect client funds in the event of insolvency. This brokerage also uses state-of-the-art technology in order to guarantee the security of client data. Strict firewalls are in place, and Secure Sockets Layer (SSL) software is used to encrypt and protect data across the site. In addition, transactions are monitored under Level 1 PCI compliance services, and trading servers are located in SAS 70-certified data centres to add an extra layer of security. 101Investing is a member of the Investor Compensation Fund (ICF), which is designed to protect the accounts of retail clients, allowing them to seek compensation from the ICF if the broker gets into financial difficulties or becomes insolvent and is unable to compensate its customers directly.

In short, our experts are happy with the reputation of this brokerage, and are satisfied that all best practices are being followed, with appropriate licensing, regulations and documentation in place. But does this mean that you should open an account with 101Investing? Is 101Investing a good broker, and most importantly, is it the best broker for you, given your needs and requirements? Take a close look at our detailed 101Investing broker review before making a decision.

101Investing has plenty of attractive features and benefits to offer to both new and experienced traders. It provides three different retail account types to suit the needs of traders at different levels, along with a Pro account aimed, as the name implies, at professional traders. Unlike many online brokers, it is also able to offer Islamic accounts. Opening an account can be done entirely online, and it is a quick and straightforward process. Once you have completed the easy online set-up process, you can deposit your funds and get started with trading straight away. 101Investing offers trading in forex, cryptocurrencies, commodities, single stocks and indices, all available to trade via CFDs.

Broker Summary

101Investing is a relatively new CFD broker, founded in 2020, and based in Limassol, Cyprus. The broker is operated by FXBFI Broker Financial Invest Ltd, and offers over 250 tradeable assets, along with tight spreads, from just 0.03 pips, alongside a commission-free trading model. The broker caters to both retail and professional clients, offering a choice of accounts with a variety of features, in an attempt to ensure that traders at all levels are able to find an account model to suit their needs. Silver account holders enjoy reasonable spreads, and leverage of up to 1:30. That leverage rises to 1:400/1:500 for Gold and Platinum account holders, with Gold accounts offering a 25% swap discount, and Platinum accounts offering a swap discount of 50%. All account types have opportunities for hedging and access to a wide range of forex pairs and other instruments.

Broker Intro

101Investing offers all available instruments as contracts for difference (CFDs). If you have not traded CFDs before, you should do your research before diving in. This is a popular but risky form of derivative trading, allowing traders to speculate on the price movements of an underlying asset without ever actually taking ownership of the asset. When CFD trading, traders can use leverage to speculate on these assets, using much higher levels of capital than they actually have. CFD trading is an exciting and potentially profitable form of trading, but it can also be high risk, especially when using high levels of leverage. If you are new to CFD trading, you would be well advised to invest some time and effort in your education before diving in. 101Investing has a comprehensive education section available to its active traders, including on-demand video training, eBooks and online tutorials. We’ll take a look at how to use the education section, and how to get the most out of it, later on in this 101Investing review.

Spreads & Leverage

At 101Investing, spreads and leverage depend on the type of account you hold, and, of course, the instruments you are trading. With this broker, spreads start low, from just 0.03 pips, and are dynamic, varying according to market conditions. When it comes to leverage, Silver account holders can access leverage of 1:30 on most CFDs, which should be more than enough for newer and less experienced traders. The amount of leverage offered with the Gold account is up to 1:500, and the same applies to Platinum account holders. Gold account holders benefit from a 25% swap discount, whereas for Platinum account holders, this rises to 50%.

At 101Investing, floating spreads are the norm and all spreads are, of course, specific to the instruments you are trading. 101Investing offers an impressive number of assets and instruments, including forex, stocks, commodities, indices, metals and cryptocurrencies, with access to more than 250 assets in total. Spreads go as low as 0.7 pips on EUR/USD, 1.3 pips on GBP/USD, and 0.8 pips on USD/JPY. The current spreads for each instrument are displayed on the website, and it is vital that you watch changing spreads and asset values closely while trading, and be aware of possible slippage when placing orders. If crypto trading is your area of expertise, you will no doubt be aware that leverage for cryptocurrencies is always quite limited. This brokerage is no exception. Our 101Investing cryptocurrency review found that the broker offers a maximum of 1:2 leverage on digital currency trading.

Platform & Tools

This broker provides the very popular and award-winning MetaTrader 4 (MT4) trading platform, available for PC, Mac or mobile. As MetaTrader enthusiasts know, MT4 software offers a host of useful and desirable features, and a suite of trading tools loved by online traders all over the world. The MT4 platform incorporates customisable trading tools, a range of technical indicators, and advanced trading history and back-testing facilities. There are four market order execution modes to allow for instant, request, market and exchange execution of orders. The platform can be fully personalised to suit your needs, integrating well with various third-party plugins, making it a very versatile option for traders at any level.

As well as the standard desktop version of MT4, suitable for download to your PC or Mac, this broker also operates a WebTrader version of the platform. This is designed to let you trade directly from any compatible browser, on any device. This version includes all the same features and functionality of the desktop platform, and can be the perfect choice for traders who value flexibility and trading on the go. For mobile traders, 101Investing also offers a mobile app available for both Android and iOS devices. Download the app for free from the App Store or Google Play, and benefit from trading on the go, with over 30 analytical tools, a range of charts, live mobile chat and 24/5 dedicated support. The mobile app easily syncs with your online account, and grants you access to more than 10,000 markets, for easy full-service trading, from anywhere in the world.


Commissions & Fees

During our thorough 101Investing forex review, we found that the broker does not charge any commission on trades, but as most traders know, when adopting a no-commission trading model, the broker has to take profits from somewhere else, namely the spreads. This means that spreads are often higher at no-commission brokers, and this is also the case at 101Investing. However, the spreads are very competitive compared to other no-commission brokers, starting as low as 0.03 pips on some instruments. Spreads do, however, vary across different instruments, and there is also a lot of variation between currency pairs, with major pairs generally having much tighter spreads than minors and exotics. All this, however, is standard in the industry, and exactly what experienced traders would expect. If you are a newer trader, take the time to learn about pips, spreads, slippage, and other issues that can affect your trades, sometimes in ways that you did not expect. It is your responsibility as a trader to always be aware of the spreads you are working with. When finding your way around the platform, focus on monitoring spreads that relate to your chosen instruments and factoring all relevant data into your trading activity.

101Investing has various other fees and charges, as does any broker. These include an inactivity fee, levied after an account has been inactive for 60 days. This is quite steep, at €80 per month after 60 days, rising to €120 per month after 90 days, €200 per month after 180 days, and €500 per month after 270 days. It should also be noted that the monthly fee is applied retroactively – that is, if your account has been dormant for 60 days, it will immediately be charged two monthly fees (a total of €160). This obviously makes the broker a less attractive choice to less active traders. 101Investing also charges a withdrawal fee of €50 (or the equivalent in the base currency of the client’s trading account) if there is ‘insignificant activity’ on the account, defined as either no activity or a single position placed on the account prior to the request for withdrawal. There may also be withdrawal fees on amounts of less than €100. The broker also deducts a rollover fee on positions held open overnight. It may be that none of these fees will apply to you, depending on your level of trading activity, but it is important to be aware of them. There are no deposit fees, and no broker-levied fees on withdrawals on active accounts, as long as they are over €100, though some banks, credit cards and third-party payment providers may charge their own fees on these types of transfers.


Like many online brokers, 101Investing offers its clients an online education portal. It houses a range of educational resources, aimed at both beginner traders and those with a lot more experience. There is a video on demand library, split into sections aimed at beginners and advanced traders, with a whole section on MetaTrader. There is also a section of explainer videos focusing on specific trading terms, such as pips and short and long positions. In the education section, you’ll also find webinars on specific topics such as technical analysis, and a range of eBooks covering everything from beginner strategies and market analysis to trading psychology and capital management.


There are also short tutorials that cover the various tools and features of the MT4 platform, and MT4 Mobile, along with some longer, more in-depth online courses. These courses cover broad topics such as trading strategies, trading tools, social trading, and CFDs and stocks. 101Investing also includes useful tools in its educational section, such as a glossary, an economic calendar, and an earnings report calendar. We were impressed with the range of educational resources in this education portal. There is certainly something for everyone, freely available to all clients. Simply look at the dropdown menu under ‘Education’, in the top bar, to find the various educational resources available.

Customer Service

The level of customer support offered by your online broker can really have an impact on your experience as an online trader. At 101Investing, customer support is available via a few different channels. The website offers both live chat and email, as well as a telephone line, which is manned from 7am to 5pm, Monday to Friday. Support staff are responsive, polite and well-informed, with the live chat function proving particularly useful. 101Investing also provides an easy contact form on the website, which is a good choice for less urgent questions. Customer support is easy to access for both new and existing customers.

101Investing also provides plenty of information for its clients on the website, though it is missing a comprehensive Help or FAQs page, which is a common feature of many online brokers. If you look under ‘Legal Documents’, however, you will find a range of documents that answer common questions you may have, such as a fees document, and, of course, key information documents for each asset class.

Final Thoughts

As our extensive 101Investing review has shown, this relatively new online CFD broker is definitely worth considering, for a variety of reasons. This CySEC-regulated, multi-asset online brokerage offers over 250 assets, across more than 10,000 markets, with tight spreads, no commissions, convenient cross-platform trading and a high level of customer protection. Online traders at all levels can trade forex, stocks, commodities, indices and cryptocurrencies as CFDs with decent amounts of leverage. MT4 traders are well catered for, with the award-winning trading platform available in every version, for desktop, web browser and mobile. A choice of three different retail accounts offers something for everyone, from new and less experienced traders, to advanced traders, and even professionals. The website and apps are intuitive, clear and easy to navigate.

Features such as swap discounts and hedging will make the more advanced account options attractive to many intermediate and experienced traders, and the lack of commissions is also a big draw. One issue that we would encourage less active traders to look at is the extra fees and charges levied on dormant accounts. These make the platform a less attractive option for some traders, though the fees will never impact more active traders. The comprehensive education and training section is another clear benefit, both for new traders who want to learn the basics, and for those with more experience who want the option to continue their trading education and upgrade their skill set.  There is also a range of security features to keep client funds and data safe. As 101Investing clearly states in its own risk policies and other on-site documentation, there are always risks involved in CFD trading, and we are always keen to encourage all traders to be aware of risk and practice good risk management strategies. However, if you are a CFD trader considering opening an account with a new broker, then, as our 101Investing CFD review has demonstrated, this broker is definitely one to consider.

Broker Details

101Investing lists itself as being part of FXBFI Broker Financial Invest Ltd, which is based in Limassol, Cyprus.

It is regulated by CySEC – its licence number is 315/16.


Phone: +357 80092740

Email: [email protected]

Live Chat Support: https://www.101investing.com/en/contactus


Is 101Investing trustworthy?

101Investing is a relatively new online broker, but it is fully registered, regulated and licensed, and a member of the Investment Compensation Fund. 101Investing is generally considered trustworthy.

What instruments can I trade with 101Investing?

You can trade forex, stocks, indices, commodities and cryptocurrencies with 101Investing. All tradeable instruments are available as CFDs.

How do I open an account with 101Investing?

Opening an account is simple and quick, and can be done entirely online. Simply go to the site, click on ‘Open Account’ and follow the instructions. You will need to provide some basic information and upload some identifying documents in order to verify your account.

How do I deposit funds in my 101Investing account?

Depositing funds with 101Investing is quick and easy. The broker accepts payments via Visa, Mastercard, Maestro, Skrill, Neteller, Trustly, SafeCharge, and Wirecard. Most deposits are instant.

How do I manage my 101Investing account?

101Investing accounts can be managed entirely online, from any device, using the desktop or web-based version of the platform, or the mobile app.

Is trading with 101Investing risky?

Trading CFDs with any online broker carries significant risk. Traders should educate themselves regarding the risks involved. 101Investing includes the following risk disclosure:

“CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74-89% of retail investor accounts lose money when trading CFDs. You should consider if you understand how CFDs work and if you can afford to take the high risk of losing your money.”

Forexindicators does not recommend 101Investing. To see our recommended brokers click here.